Binance.US Available States: Where You Can and Can't Use It

Binance.US is available in 38 states, Washington, D.C., and Puerto Rico. It isn’t available in 12 states, including Texas, New York, Georgia, Ohio, and Washington, or in four US territories. Two supported states, Kansas and Wisconsin, are crypto-only: you can trade and move crypto there, but you can’t deposit or withdraw US dollars. If you live in an unsupported state, you can’t open or verify an account, and existing users lose access when they move to one.

This guide has the full state-by-state list, the limits that apply in specific states, what changed and when, and what to do if Binance.US isn’t available where you live. It’s based on Binance.US’s state list (last updated June 3, 2026), its help center and terms, and federal and state regulators, checked on October 2, 2026.

Binance.US availability by state

Binance.US’s state page also has an “Onboarding Paused States” section for places where new sign-ups are paused but existing customers can stay. As of October 2, 2026, it lists no states.

What “crypto only” means in Kansas and Wisconsin

In crypto-only states, Binance.US says you can “still deposit, withdraw, convert, trade, and stake crypto.” What you can’t do is move US dollars: USD deposits and withdrawals are suspended, and you can’t link a bank account. To fund an account, you send crypto from another wallet or exchange.

If you already had a USD balance, you can still use it to buy crypto or convert it. To get dollars out, Binance.US’s suggestion is to convert your USD to a stablecoin or other crypto and withdraw that on-chain to a platform that pays out USD. Binance.US says it’s “actively working to restore USD services” in crypto-only states but gives no date.

Other state-specific limits

• Arizona and New Mexico: at basic verification, ACH deposits linked through Plaid are capped at $1,000 a day, compared with $3,000 elsewhere.
• Hawaii and Louisiana: Binance.US’s third-party partner for buying USDT with cash and selling it to a bank (Transak) doesn’t serve these states. It also excludes New York, North Carolina, and the U.S. Virgin Islands, where Binance.US itself isn’t available.
• Everywhere: Binance.US’s terms say it may limit Soft-Staking eligibility by state, but it doesn’t publish a list.
• Age: you must be at least 18 to open an individual account.

Why isn’t Binance.US available in Texas or New York?

Binance.US doesn’t give a reason for individual states. Its state page says only that if it “doesn’t currently operate in your state, it may be due to pending regulatory approvals.” For New York, it says it isn’t operational “due to regulatory restrictions,” and that even valid US IDs won’t be accepted if you try to verify while living there.

Some exits are on the public record from regulators. Alaska denied renewal of Binance.US’s money transmitter license in a letter dated January 8, 2024, and Oregon revoked its license on April 30, 2024. Binance.US itself says it suspended service in Connecticut “due to regulatory developments in Connecticut.”

A short history of Binance.US’s state coverage

Binance.US’s terms say its list of restricted states can change at any time and that it will notify affected users by email, on its website, or by other means.

Is Binance.US legal and regulated?

Binance.US is operated by BAM Trading Services Inc. It’s registered with FinCEN as a money services business and says it holds money transmitter licenses in 32 US states and territories (NMLS ID 1906829), while also serving some states that don’t require one. It says it holds customer assets 1:1 in US-based custody. Like crypto at any exchange, your coins aren’t covered by FDIC or SIPC insurance.

What happens if you move

• Moving to an unsupported state: residents of unsupported states can’t access their accounts. When Binance.US stopped serving a state in the past, unclaimed funds were eventually sent to the state as unclaimed property.
• Moving to a supported state: update your personal information and request reactivation. You may need to verify your identity and provide proof of residency, and your ID should be from a supported state.

If your account was disabled for this or another reason, see Binance.US account restricted.

If Binance.US isn’t available where you live

Other US exchanges serve different sets of states. As of October 2, 2026, according to each platform’s own help center:

Whatever you choose, check the platform’s own state list before you sign up, and never use a VPN or someone else’s address to get around a state restriction: Binance.US lists using false information or an anonymizing proxy among the reasons it may freeze or close an account.

Related Binance.US problems

• Withdrawals are on hold: Binance.US withdrawal pending or on hold
• Your account was disabled: Binance.US account restricted
• A deposit never arrived: Binance.US deposit recovery