Robinhood Crypto
Robinhood Crypto Account Restricted, Frozen, or Under Review? What to Do
By Matt Fisher
Lead author, TheWalletDesk
- Last updated
- First published
- Details verified
- Reading time
- 7 min read
Key takeaways
- Robinhood lists five common restriction reasons: being a company control person, bank transfer reversals, incorrect or outdated account information, fraud inquiries, and account levies.
- Restrictions on your Robinhood investing account carry over to crypto, so you may be unable to buy, withdraw, or send crypto until they're lifted.
- A security freeze stops all deposits, withdrawals, and new positions, but you can still sell what you already hold. Robinhood's pages put reviews at anywhere from a few days to several weeks.
- Most restrictions lift after you cover any negative balance and upload the documents Robinhood asks for. Look for a banner in the app.
- If Robinhood closes your crypto account, it may ask for a crypto address to send your coins to, or sell them and send the cash to your bank.
Robinhood Crypto at a glance
- Type
- Brokerage app with crypto trading (custodial)
- US availability
- All states, DC, Puerto Rico, and the US Virgin Islands; some coins are restricted in New York and Texas
- Supported networks
- Bitcoin, Ethereum, Solana, Base, Arbitrum, Optimism, Polygon, Avalanche C-Chain, XRP Ledger, and more (no Lightning)
- Fees
- No commission with standard routing (Robinhood earns from the spread); exchange routing 0.00%–0.95%. No fee to send or receive crypto; network fees apply.
Last verified
On this page
- Why Robinhood restricts crypto accounts
- Other reasons in Robinhood’s crypto agreement
- What a Robinhood restriction blocks
- Security freezes and “under review”
- How to get a Robinhood restriction lifted
- Appeals and complaints
- What happens to your crypto if your account is closed
- Closing your Robinhood account yourself
- How to contact Robinhood Support
- Related Robinhood Crypto problems
- Frequently asked questions
- Sources and references
Robinhood restricts crypto accounts for the same reasons it restricts investing accounts: a bank transfer that reversed, incorrect or outdated account information, a fraud inquiry or unusual activity, a levy or other legal order, or your status as a company control person. Because your crypto account is linked to your Robinhood investing account, a restriction there can stop you from buying, withdrawing, or sending crypto too. Most restrictions lift once you cover any negative balance and provide the documents Robinhood asks for; a security freeze lifts after Robinhood’s review, which its pages say can take anywhere from a few days to several weeks.
This guide explains why Robinhood restricts accounts, what each restriction blocks, how freezes and reviews work, how to get a restriction removed, and what happens to your crypto if an account closes. It’s based on Robinhood’s help center and its Robinhood Crypto Customer Agreement, checked on October 2, 2026.
Why Robinhood restricts crypto accounts
Robinhood’s help center lists five common reasons:
| Reason | What it means | How to fix it |
|---|---|---|
| Company control person | You’ve told Robinhood you’re a control person of a public company, such as a director or major shareholder | If you declared this by mistake, contact Robinhood to update your account |
| Bank transfer reversals | A deposit came back from your bank, leaving a negative balance | Cover the negative balance; Robinhood may unlink a bank after multiple reversals |
| Incorrect or outdated information | Robinhood needs to verify or update your identity details | Upload the documents Robinhood requests |
| Fraud inquiries | Robinhood flagged unusual activity and is investigating | Complete the identity checks Robinhood asks for |
| Account levies | A garnishment, tax levy, or other legal order applies to your account | Follow the instructions in Robinhood’s notice |
Robinhood is clear that the restrictions travel: “If your Robinhood Financial account is restricted for any reason, your Robinhood Crypto account may also be restricted.”
Other reasons in Robinhood’s crypto agreement
Robinhood’s crypto customer agreement lets it suspend accounts, freeze funds, and investigate when:
- it suspects a violation of the agreement, its anti-money-laundering program, the law, or its Code of Conduct
- a regulator, court order, or subpoena requires it, or there’s pending litigation or an investigation
- any of your Robinhood accounts has a negative balance, or an ACH deposit was returned by your bank
- it sees “unusual activity” or suspects someone else is using your login
- you haven’t accessed your accounts in two years or more
It can also restrict accounts accessed from sanctioned countries or from phones whose operating system has been modified (rooted or jailbroken), treat money sent in by someone other than you as unauthorized, and restrict or close accounts if you withdraw your consent to electronic documents. Traveling matters too: signing in from a restricted country “may lead to an account restriction,” and Robinhood can only remove it after confirming you’ve left.
What a Robinhood restriction blocks
Depending on the restriction, you may be unable to:
- buy crypto, whenever your investing account can’t buy stocks
- withdraw cash to your bank
- send crypto out: your transfer enrollment can be switched off if any of your Robinhood accounts is restricted
- move crypto between your own accounts, which Robinhood blocks for accounts with fraud, financial-crime, or account-level holds
- make new deposits or open new positions, during a security freeze
A freeze or review “stops all deposits, withdrawals, and new positions,” but “you can still sell assets you already hold.”
Security freezes and “under review”
A freeze can happen automatically when Robinhood spots something suspicious, or because you asked for one. Freezing “will restrict all movement in and out of your account.”
To freeze your own account if you think it’s been hacked, open the in-app chat and say “my account is hacked” or “there’s unauthorized activity on my account”; the chatbot shows a Freeze account button. If you can’t get into the app, email support@robinhood.com.
To get unfrozen, Robinhood finishes its review, and you complete any identity checks it asks for. These can include approving the sign-in from a known device, an SMS one-time code, bank verification, a “three-point selfie,” or photos of the front and back of your government ID. Robinhood emails you when the review is complete.
How long it takes depends on which Robinhood page you read:
| Robinhood page | Stated time |
|---|---|
| How to identify and report scams | A review “can take 1-2 weeks” |
| I can’t log in | “This could take several weeks”; Robinhood will contact you within 4 business days |
| Traveling with Robinhood | Unfreezing “can take a few days” |
Robinhood also says “timelines vary based on case complexity.”
How to get a Robinhood restriction lifted
- Look for a banner in the app. Robinhood says to “check for a banner in the app to take action or contact us.”
- Cover any negative balance. If a bank transfer or Instant Deposit reversed, deposit enough to bring the balance back to zero. Robinhood says Instant Deposit deficits “are due immediately,” and leaving one unpaid can cost you Instant Deposit access for good.
- Upload the documents Robinhood asks for. Robinhood says “common requirements include covering any negative balances and potentially uploading any requested documentation.”
- Fix wrong information. If you were marked as a company control person by mistake, or your details are out of date, contact Robinhood to update them.
- Complete identity checks for a fraud review or freeze.
- Contact Robinhood Support in the app or at robinhood.com/contact if you can’t tell why you’re restricted.
If you’re withdrawing cash to a different bank account within 60 days of a deposit, Robinhood may ask for a reason, a photo ID, and bank statements for both accounts before releasing it.
Appeals and complaints
- App Use Standards decisions: Robinhood says “you can submit an appeal by sending an email to appeals@robinhood.com.”
- Other disputes: the crypto agreement asks you to raise disputes in writing, with notice sent to support@robinhood.com, before arbitration. Small claims court remains an option.
- Regulators: you can file a complaint with the Consumer Financial Protection Bureau at consumerfinance.gov/complaint (opens in a new tab), which says companies generally respond within 15 days, or with your state’s financial regulator.
What happens to your crypto if your account is closed
If Robinhood closes it. A Robinhood Crypto account must have a zero balance to close. If crypto is left, Robinhood may ask you for a crypto address to send it to, or “sell any remaining Cryptocurrency on the open market at the prevailing market price” and send the cash, minus fees, costs, and damages, to your linked bank. A balance too small to cover closing costs (a “Dust Balance”) is forfeited.
If you move your investing account away. Transferring your whole brokerage account to another firm doesn’t move your crypto. If you do a full outbound transfer, Robinhood may sell any crypto left and close the crypto account.
If you had a Spending account. Every Robinhood Crypto account now has to be connected to a brokerage account. Crypto left after a Spending account closed was sold automatically, with a check mailed to your address; uncashed checks may go to your state’s unclaimed property office.
If your account goes dormant. State unclaimed-property laws can require Robinhood to sell your crypto and send the cash to the state. Robinhood sends an email or letter first with a date by which to sign in; signing in or contacting support keeps your assets. If they’ve already been sent, contact your state’s unclaimed property agency.
Closing your Robinhood account yourself
Before you deactivate, you need a $0 balance, no open positions or pending transfers, and Stock Lending and the High Yield Cash Program turned off. Transfer or sell your crypto first, and note that staked crypto may be force-unstaked. Go to Account → Menu → Settings → Deactivate an account; Robinhood says most requests are processed within 1–2 weeks. You can still sign in afterward for statements and tax documents, and individual accounts can be reactivated in the app, which can take up to 5 days, except after issues such as a sanctions review or a written-off negative balance.
How to contact Robinhood Support
Use the app or robinhood.com/contact, where chat runs 24/7; request a callback there if you need a call. If you’re locked out because of a possible hack, email support@robinhood.com.
If you’ve been targeted, Robinhood says to report it to the FTC at reportfraud.ftc.gov; see also where to report a scam.
Related Robinhood Crypto problems
- A withdrawal is stuck: Robinhood crypto withdrawal pending
- How much you can send: Robinhood crypto withdrawal limits
- Crypto you sent in hasn’t arrived: Robinhood crypto deposit not showing
Frequently asked questions
Why is my Robinhood crypto account restricted?
Robinhood lists five common reasons: you're a company control person, a bank transfer was reversed, your account information is incorrect or out of date, there's a fraud inquiry, or there's a levy on your account. A restriction on your investing account can also restrict your crypto account.
How long does a Robinhood account review take?
Robinhood's pages give different answers: a freeze lasts until a review that 'can take 1-2 weeks', an investigation 'could take several weeks' (with contact within 4 business days), and unfreezing after a travel restriction 'can take a few days'. It emails you when the review is complete.
Can I sell crypto while my Robinhood account is frozen?
Yes. Robinhood says a freeze stops all deposits, withdrawals, and new positions, but you can still sell assets you already hold.
How do I unfreeze my Robinhood account?
Wait for Robinhood's review to finish and complete any identity checks it asks for, such as a one-time code, bank verification, a three-point selfie, or a photo of your government ID. Robinhood unlocks the account and emails you when the review is done.
Why is my Robinhood account restricted from sending crypto?
Your crypto transfer enrollment can be switched off if any of your Robinhood accounts is restricted or if your authenticator app setup changes, for example when you get a new phone. You'll need to clear the restriction or set up transfers again.
How do I appeal a Robinhood account restriction?
For decisions under Robinhood's App Use Standards, email an appeal to appeals@robinhood.com. For other disputes, Robinhood's crypto agreement asks you to send written notice to support@robinhood.com first. You can also file a complaint with the CFPB or your state regulator.
What happens to my crypto if Robinhood closes my account?
Robinhood may ask you for a crypto address to send it to, or sell it at the market price and send the cash, minus any fees or damages, to your linked bank. Balances too small to cover closing costs can be forfeited.
Sources and references
- Account restrictions (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Buying and selling crypto (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Why can't I place a buy order on crypto? (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Robinhood Crypto Customer Agreement (opens in a new tab) · Robinhood Crypto, LLC · Official documentation · accessed October 2, 2026
- How to ensure a successful transfer? (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Why can't I use my Instant Deposit? (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Traveling with Robinhood (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Robinhood App Use Standards (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- How to identify and report scams (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- I can't log in (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Verify it's you (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Withdraw money from Robinhood (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Internal assets transfer (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Deactivate an account (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Coming back to Robinhood (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Escheatment (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- What happens to my crypto account if I had a Spending account? (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Crypto staking (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- How to contact support (opens in a new tab) · Robinhood Help Center · Official documentation · accessed October 2, 2026
- Submit a complaint (opens in a new tab) · Consumer Financial Protection Bureau · Government · accessed October 2, 2026
How we choose sources: fact-checking policy. Spotted an error? Report a correction.
About the author
Written by
Lead author, TheWalletDesk
Matt Fisher is the lead author at TheWalletDesk, writing plain-English guides to US crypto exchanges: withdrawals, deposits, account restrictions, and verification.
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